One of the most simple and common ATM machine frauds is Card Skimming Machines. These machines are smaller than a deck of cards and are often ‘piggy-backed’ onto the ATM’s factory-installed card reader. They can capture data from the magnetic stripe on the back of your Debit Card.

This information can then be pasted on a fraudulent Debit Card and the captured PIN can be used to withdraw money from your bank account.

Spotting a Skimmer device in an ATM is easy. Here are 6 simple steps to help you avoid ATM machine fraud:

1. Look around the ATM machine for places where a camera could be hidden.
2. Take a close look at the ATM keypad. If the keypad looks thicker than usual, there is a chance there is a fake overlay on top of it.
3. Look across the entire ATM machine for parts that don’t match in styling, color or material.
4. Try to jiggle the card reader. If it moves, you should use another ATM
5. Always use your hand to shield your PIN when entering it
6. Only use ATMs with 24x7 security