EMI subvention on All-in-One SDK solution can be integrated with minimal effort at merchant's end by just sending one extra object in the Initiate transaction API. This object is required to be passed whenever merchant intends to offer EMI subvention as payment mode to their users.
Paytm backend will configure the banks and EMI plans on which merchant wants to offer EMI subvention. Once this configuration is done then Paytm would manage the eligibility during the transaction.
Post completion of integration on merchant's staging environment, do a complete transaction from order summary page on the mobile app.
- Attempt a test transaction using the test paymodes credentials.
- Re-verify transaction response with Transaction Status API via server to server call in payment flow and not separately as a one-time activity.
- See the transaction details in the "Test Data" mode on your dashboard.
Once the test transaction is complete, move the code to a live environment with production account details, which merchant would have received from Paytm.
In case of any issues with integration, please get in touch.