Payments Technology Trusted by India’s Leading Unicorns

Grow your business with the payment gateway that powers India's largest brands and even the Paytm App
Best Payment Gateway
Six powerful reasons to choose Paytm Payment Gateway
Instant activation
Instant activation
Paytm offers 100% online onboarding with minimum documentation to help your business go online with ease
Easy integration
Easy integration
Use Paytm’s robust APIs and custom SDKs to start accepting digital payments in less than 30 minutes using just a few lines of code
Payment sources
100+ payment sources
Allow your customers to pay way they want with support for debit and credit cards, Netbanking, UPI, Paytm Wallet & more
Industry-best success rates
Industry-best success rates
With Paytm’s intelligent routing & direct bank integrations, we ensure that your customers’ payments go through every time
India's most widely-used checkout
India's most widely-used checkout
Over 330 million Indians prefer the Paytm Checkout & you can now give your customers the checkout experience they love
Dedicated support
Dedicated support
All online merchants and payment gateway users on Paytm get dedicated support via a toll-free number and email
Unmatched Scale
3000+
Transactions/sec Handling Capacity
250mn+
Saved payment instruments
7bn+
Transactions per year
We power India’s biggest online brands
India’s most widely-used checkout, now on your website & app
Checkout
Enhance the payments experience with 250 million+ saved cards, 100 million+ saved bank accounts & 15 million+ UPI IDs
Checkout
Easily integrate the Paytm Checkout on your app or website with just a few lines of code
Checkout
Boost conversions by running offers and allowing your customers to pay via no-cost EMIs
Checkout
Get automatic updates to ensure that you always get the best-in-class technology
For Mobile App/Web
All-In-One SDK
All-in-One SDK
For Desktop
All-In-One JS Checkout
All-in-One JS Checkout
Payments
Go live instantly with payment plugins for your existing systems
Ecommerce Platforms
Business Tools
Leverage tie-ups with over 25 popular platforms to get started instantly
1. Enable all payment sources
Cards
Netbanking
UPI
EMI
Paytm wallet
2. Automated onboarding supported

A powerful dashboard to help you stay on top of your business

A powerful dashboard

Get real-time analytics and customisable reports

Create payment links to accept payments

Create offers and no-cost EMI options

View and manage your settlements

Manage and initiate refunds

Get free access to deep insights with our payment analytics module to make data-driven decisions
Payment Analytics
  • Analyse success rates with industry benchmarks, and performance across platforms and devices
  • Understand your customers better with insights about their purchase behaviours
  • Get insights into performance of different payment sources
  • Create offers best suited for your customers.
Boost your revenue through our range of Affordability Products
Bank Offers
Bank Offers
Run Discount/Cashback offers via Paytm.

Simple configuration on Paytm dashboard

Apply offer applicability rules in real-time

Bank Offers
No-Cost EMI
No-Cost EMI
Induce purchase by providing Zero cost EMI.

Set Zero cost EMI on transaction amount or on specific items on the cart.

Bank Offers
Paytm Postpaid
Paytm Postpaid
Lowest txn failure rates. One click payment. No PIN or OTP.

Customer receives interest free credit upto 38 days, with an option to convert to EMI

Bank Offers
Easy EMI on Cards
Easy EMI on Cards
No additional integration required.
Easy EMI on Cards

All major banks supported

Get the best plans with lowest interest

Bank Offers
Paytm vs Other Payment Gateways
Success Rates
Pricing
Settlement
Robustness of platform
International Payments
Special Value proposition for Tech Startups
Paytm Payment Gateway
Success Rates

Highest success rates driven by:

  • 250mn+ saved cards
  • 100mn+ saved bank accounts and 15mn UPI IDs
  • Paytm’s in-house banking infrastructure
Pricing

Lifetime free on UPI & RuPay (50% + transactions)

Settlement

T+1 settlements. No holidays T : Date of transaction capture

Robustness of platform

Supports 3,000 TPS (transactions per second)

International Payments

Support for 200+ countries & T+1 settlements

Special Value proposition for Tech Startups

Comprehensive solution covering:

  • Free PG
  • Free Payouts
  • Customer acquisition via Paytm Ads
  • Distribution via Paytm Mini App store
  • Benefits on current account and nodal account
Other Payment Gateways
Success Rates

Scale of saved instruments is much lower

  • Rely on external banking partners and hence lower success rates
Pricing

2% charged on UPI & RuPay

Settlement

T+2. No settlements on bank holidays

Robustness of platform

< 1,000 TPS

International Payments

Support for 100+ countries & T+7 settlements

Special Value proposition for Tech Startups

No comprehensive solution

We Take Pride in our Client’s Success
Naveen Pulwani
Naveen Pulwani
Head Ecommerce, Titan Group
Powerful dashboard to manage reconciliation and refunds
TITAN Group uses Paytm as a preferred payment gateway, their powerful Dashboard power payments at scale, also a very dynamic & real-time analytics dashboard panel, a first-of-its-kind feature that allows automated reconciliation & function of refunds instantly.
Kunal Chaurasia
Kunal Chaurasia
Product Head, Cure Fit
Outstanding success rates and speed of payments
Paytm has been the preferred Wallet & Payment gateway for cure.fit day one. Their focus on improving the success rate & reducing the time to complete payments make them stand out.
Amit Grover
Amit Grover
VP - Marketing Playship
Swift integration with great support
Onboarding experience for Playship was good and the Paytm integration handled swiftly. What we like the most is that the integration team is supportive and responds quickly to technical queries.
Suhas A R
Suhas A R
Marketing Manager Career Launcher
Paytm has helped us in providing all kind of payment options for wallets to
Credit cards supporting all cards from Rupay to Amex. This has helped us grow our online business immensely.
Lohit Gupta
Lohit Gupta
Marketing Alliances Grofers
We are delighted to have Paytm as our leading payment partner!
Paytm’s powerful dashboard provides end-to-end automated reconciliation and settlement reports. We also work together closely to provide innovative campaigns for our users.
Other Products by Paytm All-In-One Payments
Paytm Subscriptions
Paytm Subscriptions
Support recurring payments
Paytm Links
Payment Links
Collect payments via links sent over SMS/email/Whatsapp
Split Settlements
Split Settlements
Route payments directly to sellers
Custom Checkout
Custom Checkout
Power your own payment UI
Pre-Auth Capture
Pre-Auth Capture
Authorize transactions before order or transaction amount gets confirmed
Auto-Debit
Auto-Debit
Single click checkout after one-time account linking