Best Payment Gateway for E-commerce

India’s leading ecommerce startups trust Paytm Payment Gateway

Six powerful reasons to choose Paytm Payment Gateway

Instant activation

Paytm offers 100% online onboarding with minimum documentation to help your business go online with ease

Easy integration

Use Paytm’s robust APIs and custom SDKs to start accepting digital payments in less than 30 minutes using just a few lines of code

100+ payment sources

Allow your customers to pay way they want with support for debit and credit cards, Netbanking, UPI, Paytm Wallet & more

Industry-best success rates

With Paytm’s intelligent routing & direct bank integrations, we ensure that your customers’ payments go through every time

India's most widely-used checkout

Over 330 million+ Indians prefer the Paytm Checkout & you can now give your customers the checkout experience they love

Dedicated support

All online merchants and payment gateway users on Paytm get dedicated support via a toll-free number and email

Say goodbye to manual reconciliation with our powerful dashboard

Get real-time analytics and customisable reports

Create payment links to accept ad hoc payments for events, seminars and more

Create offers and no-cost EMI options for your students

View and manage your settlements

Manage and initiate refunds

Take Me There

Get real-time analytics and customisable reports

Create payment links to accept ad hoc payments for events, seminars and more

Create offers and no-cost EMI options for your students

View and manage your settlements

Manage and initiate refunds

Take Me There

Enable learning with our range of affordability products

Bank Offers

Run Discount/Cashback offers via Paytm.

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Simple configuration on Paytm dashboard

Apply offer applicability rules in real-time

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No-Cost EMI

Induce purchase by providing Zero cost EMI.

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Set Zero cost EMI on transaction amount or on specific items on the cart.

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Paytm Postpaid

Lowest txn failure rates. One click payment. No PIN or OTP.

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Customer receives interest free credit upto 38 days, with an option to convert to EMI

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Easy EMI on Cards

No additional integration required.

All major banks supported

Get the best plans with lowest interest

Paytm vs Other Payment Gateways

Success Rates

Pricing

Settlement

Robustness of platform

International Payments

Special Value proposition for EdTech Startups

Paytm Payment Gateway

Success Rates

Highest success rates driven by:

250mn+ saved cards
100mn+ saved bank accounts and 15mn UPI IDs
Paytm’s in-house banking infrastructure

Pricing

Lifetime free on UPI & RuPay (50% + transactions)

Settlement

T+1 settlements. No holidays T : Date of transaction capture

Robustness of platform

Supports 3000 TPS (transactions per second)

International Payments

Support for 200+ countries & T+1 settlements

Special Value proposition for EdTech Startups

Comprehensive solution covering:

Free PG
Free Payouts
Customer acquisition via Paytm Ads
Distribution via Paytm Mini App store
Benefits on current account and nodal account

Other Payment Gateways

Success Rates

Scale of saved instruments is much lower

Rely on external banking partners and hence lower success rates

Pricing

2% charged on UPI & RuPay

Settlement

T+2. No settlements on bank holidays

Robustness of platform

< 1,000 TPS

International Payments

Support for 100+ countries & T+7 settlements

Special Value proposition for EdTech Startups

No comprehensive solution