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Collect Recurring Payments Effortlessly

Paytm's Subscription helps you customise your payment plans & automate collections from your customers.
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Paytm Subscriptions
Solution for all types of Businesses
Insurance Premiums

Insurance Premiums

Grocery Purchase

Grocery Purchase

Financial Services

Financial Services

Content Subscriptions

Content Subscription

Bill Payments

Bill Payments

Mutual Fund SIPs

Mutual Fund SIPs

Loan Collections

Loan Collections

Memberships

Annual/Monthly Memberships

Supports all Business Models
Eazydiner Prime
Free Trials + Automatic Payments
Offer Trial Period to customers & charge them automatically on a future date
Sun Direct
One Time Charge + Automatic Payments
Collect upfront fee and automate recurring payments in a single step
ACT Fibernet
Flat/Variable charges
Charge customers a fixed value or depending on their usage
Accept all Type of Payments
Your customers can setup recurring payments using the following payment instruments
Bank Accounts
Bank Accounts

All Banks supported via NPCI’s eNACH.

Debit Card
Debit Cards

ICICI, Kotak, Citibank Canara Bank & Standard Chartered Debit Cards supported.

Credit Card
Credit Cards

All VISA, Mastercard, Amex & All Indian Cards

Paytm Wallet
Paytm Wallet

All Paytm Wallet users can setup Subscriptions

Paytm Postpaid
Paytm Postpaid (Coming soon)
UPI
UPI

All UPI Collect, Intent and Push flows

Choose Payment Method
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Ensure Highest Conversion using Frictionless Payment
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Smart Retry
In case of failures, retry yourself or let Paytm manage the retries
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Intelligent Routing
Your transaction is always routed to the best performing gateway
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Maximum Payment Options
Largest suite of payment options for your customers. Leverage the largest repository of saved instruments
Super Easy for your Customers
1. Customer selects a subscription plan on your app/website with amount & schedule
Choose Plan
2. Customer authorizes subscription on the bank page to link the payment method to the subscription
Choose Payment Method
3. Paytm deducts renewal payments there after from customers as per subscription payment schedule
Subscription Activated
Built for Developers
Multiple checkout options available
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Best experience for your app users with All-In-One SDK
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Completely customise your customer's experience using the Custom Checkout Solution
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Fastest Integration with Paytm Standard Checkout
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Seamless Checkout experience via QR code for TV Apps
Frequently Asked Questions
What is Paytm’s Subscription product?

Paytm’ Subscription product is it’s payment gateway add-on, which allows you to collect recurring payments from your customers for services consumed by them. It supports payment collection for a fixed as well as a variable amount and also supports any business model.

When do I need subscription payments?

Subscription payments are meant for services/products that are consumed on an ongoing basis and recurring payments are required to be made on fixed intervals without any explicit payment action at customer’s end.

For which business models subscription payments are best suited for?

Businesses with recurring business models like OTT platforms, Utility Bill payment providers, Edutech companies, BFSI companies in Lending, Insurance, Investment, Credit Card payments space require their customers to pay them periodically. Paytm Subscriptions helps them provide the most seamless experience to collect recurring payments automatically from their customers.

What all payment methods are supported by Paytm’s subscription?

Paytm Subscription supports you to collect payments via Credit Card- All VISA, Mastercard & Amex cards, Debit cards - ICICI, Kotak, Citibank, Canara Bank, Paytm wallet, UPI and E-mandate.

What is the advantage of using Paytm’s subscription product?

Paytm’s subscription product helps you to collect payments via all its checkout flows Paytm including Custom Checkout, Standard Checkout and All-in-one SDK, QR code for TV apps for you to design customer payment experience as per their requirement

Also, you can leverage the largest repository of Paytm’s saved instruments - 220+ Million Saved Cards, 400+ Million Wallets and 100+ Milion Saved Bank Accounts

What are features of Paytm Subscription?

Paytm Subscription helps merchants to collect recurring payments and also offers features like Pre-Debit Notifications, Smart Retry, Intelligent Routing b/w multiple bank gateways, card expiry notifications, intelligent error code handling. These features help merchants achieve the best conversion rates for customers with recurring billing

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What are Subscription Payments?
Subscription payments are applicable for products or services that are consumed on an ongoing basis and follow a recurring payment model. In other words, payments done at fixed intervals without any specific payment action from the consumer follow a subscription model).
Numerous merchants from diverse industries use the subscription payments model to collect payments periodically from customers. It is a widely used model by OTT platforms, Insurance, Utility Bill payment providers, Credit Card, among many others. Paytm’s subscription payment collection provides merchants with a seamless experience to collect subscription payments from their consumers.
With Paytm subscription, merchants with even the most complex business needs benefit from getting access to a platform that allows collecting payments via a range of payment options along with great flexibility. Subscription supports all of Paytm’s checkout flows, including Standard Checkout, Custom Checkout, All-in-one SDK, and QR code, and makes it easy for merchants to collect recurring payments the way they want.
How Paytm Subscription Works?
The subscription product has the following simple steps involved:
1. Create Subscription: Merchants offer their customers the price for recurring payments made at regular intervals for regular access to a product or service. The amount gets deducted from the selected payment mode at the chosen intervals. The subscription plan should include and display the amount, frequency, and start & end date to the customer on the website or app.
2. Activate Subscription Payments: Once the subscription for recurring payments is created, the customer chooses a payment option. Paytm then takes a one-time consent from the customers requesting them to make the first payment and all future recurring payments as per the subscription plan using the chosen payment mode. The various checkout solutions available are:
1. Paytm Standard Checkout: This option allows activation of subscription using the payment pages hosted by Paytm that support pay modes such as Wallet, Credit/Debit Card, UPI, Paytm Bank, Net Banking, and saved instruments on Paytm.
2. Custom Checkout: This option allows merchants to design or customize the payment checkout page concerning their design and brand theme to enhance the user’s subscription billing and activation experience. It also accepts recurring payments via Paytm wallet, Debit/Credit cards, UPI, e-mandates in the app or website.
3. Paytm QR: This solution allows quick and contactless subscription payments with Paytm for TV apps. The customer can directly pay by scanning the QR on the Paytm app and proceed with the activation without needing customers to log into the service provider’s app.
4. All-in-one SDK: This option is a swift and secure way to activate subscription by invoking the Paytm app (if installed) or via the web within All-in-one SDK to complete the payment. Payment can be made via Paytm wallet, Debit/Credit cards, UPI, e-mandates in the app, or website.
3. Collect Recurring Payments: Merchants can send customers a request for payment collection on or before the due date. The payment is processed by Paytm, depending on the subscription plan, for a valid subscription payment request, and a confirmation is sent to the merchant once the linked payment instrument is charged.
Features of Subscription
1. Flexible & Supports Various Business Models: Subscription is suitable for almost all business models, such as:
1. Free Trial Model with Automatic Subscription Payments
2. One Time Charge with Automatic Recurring Payments
3. Flat or Variable Charges to Collect Payments for a Recurring Subscription
2. Accepts all Modes for Recurring Payments: Customers can set up payments with numerous payment instruments such as bank accounts, debit cards, credit cards, Paytm wallet, and UPI to pay for the recurring bill.
3. Industry High Success Rates: Features like Smart Retry, Intelligent Routing between the various gateways, Pre-Debit Notification, card expiry notifications, intelligent error code handling, and more help merchants achieve the best of conversion rates.
4. Easy-To-Use For Customers Who Prefer Automatic Recurring Payments: With Paytm Subscription, customers just needs to choose the subscription plan on the website or app with the schedule and amount, authorize the subscription on the bank page to link the payment mode to the subscription, and finally Paytm collects payments depending on the subscription payment schedule chosen by the customers.
5. Saved Payment Instruments: Merchants get to leverage the largest repository of Paytm’s saved instruments, including 220+ million saved cards, 400+ million wallets, and 100+ million saved bank accounts.
6. Multiple Checkout Options for Activation of Subscription: There are various checkout options Merchants can choose from for implementing automatic recurring payments for their businesses:
1. All-in-one SDK
2. Custom Checkout Solution
3. Paytm Standard Checkout
4. Paytm TV QR Code
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