This solution has been introduced to ease the integration of EMI subvention on custom checkout flow. The integration requires minimal changes on custom checkout flow. Some of the key points about this integration are listed below:
- No need for you to integrate different subvention APIs as mentioned in Standard integration
- You just need to pass one additional object in Initiate transaction API for providing EMI subvention as a payment option
- You can show the different banks and tenures available to the users for EMI subvention from your database itself
As per this integration, you decide upon the banks and tenures for which you want to offer zero/low cost EMI to your customers. Paytm will configure the same for your mid and provide some static data which you will configure in your database.