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Get the power of customization you need to Manage Your Business
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Special Offer for Startups & Individuals for 1st year*
0% Merchant discount rate on below Payment Methods

UPI (Standard & Subscription)

Paytm wallet

Credit Card

Debit Card (Rupay, MasterCard & VISA)

Net Banking

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0% commission on payment collection up to ₹1 lakh per month for 12 months
*GST as Applicable on all payment instruments
Small Medium Business
Payment Instrument

UPI - Standard

UPI - Subscription

Paytm Wallet

Credit Card*

Debit Card* - Rupay

Debit Card* - Mastercard & VISA

Netbanking

International PG

Merchant Discount Rate (MDR)

0%

₹5- 65 per mandate for annual subscription plan*

1.99%

1.99%

0%

0.4% for > ₹2,000 0.9% for < ₹2,000

1.99%

2.9%

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*GST as Applicable on all payment instruments
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We understand scale. Get in touch for a custom pricing plan designed for your business requirement.
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Why choose Paytm Payment Gateway?

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Zero Setup and Maintenance Cost

Real Time Bank Settlement

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Dedicated Key Account Manager

24x7 Priority Support via Merchant Helpdesk

Migration Assistance

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Payment Instrument

Paytm Wallet

UPI Payment

Rupay Debit Card

Merchant Discount Rate (MDR)

0%

0%

0%

Unlimited*
Monthly Acceptance Limit
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Transaction limit: Unlimited *

* Transaction limit depends on the number of required documents provided by merchants.

** Above pricing is applicable for SME merchants.

Why choose Paytm for Business?

Free Account Setup

No Annual Maintenance Charges

50+ Banks supported for Net Banking

Next day bank settlement

Online submission of Business Documents

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Email & Phone support

Other Paytm Payment Products
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Collect Online Payments instantly without building your own website or mobile app
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Create Invoices to collect Online Payments for your business
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Frequently Asked Questions
Are the Paytm All-In-One Payment Gateway charges set? Can I get a pricing plan customised for my business needs?

We understand different businesses operate at different scales and offer custom payment gateway charges according to your specific business requirements. Whether your business deals with high average order values or small micro-transactions or your business belongs to a specific category, we have unique payment gateway pricing plans for all.

What is TDR?

TDR or Transaction Discount Rate is the per-transaction cost a payment gateway charges for its usage through different payment instruments. Paytm charges among the cheapest TDR in the method of payment gateway charges.

Will I have to pay any additional payment gateway charges, such as a setup fee?

A setup fee is a type of payment gateway charge levied one time at the time of payment gateway integration. With Paytm All-In-One Payment Gateway, you will pay a zero Setup fee. There will also be no Annual Maintenance Charges (AMC) or any hidden software up-gradation charges.

When can I start accepting international cards?

Once you're done uploading all the documents required for integrating the payment gateway from your end, we confirm the details. As your account gets verified, our team will assist you with the international card payment activation process.

How can I start allowing international cards?

Once your account gets approved, our 24/7 priority support via the merchant helpdesk team will assist you with the international card payment activation.

Will the payment gateway charges be deducted on a per-transaction basis?

Yes, we deduct the TDR or transaction discount rate per every transaction. When a transaction emerges successful, the TDR gateway charges are subtracted by Paytm All-In-One Payments before settling the proceeds to your bank account.

Why should I choose Paytm All-In-One Payment Gateway?

Paytm All-In-One Payment Gateway offers its services at zero setup and maintenance gateway charges, enables real-time bank settlements, and provides a dedicated key account manager assigned to you to provide 24x7 priority support via the merchant helpdesk. Paytm All-In-One Payments, thus, provides you with the best payment gateway to get you the power of customization that you need to manage your business.

What are the different payment modes that Paytm All-In-One Payment Gateway supports?

Paytm All-In-One Payment Gateway offers your customers the widest range of payment modes, including all cards, all UPI apps, Paytm Wallet, Paytm Postpaid, Net Banking, and EMI.

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INTEGRATE THE PAYTM AII-IN-ONE PAYMENT GATEWAY TO GIVE YOUR CUSTOMERS A SEAMLESS CHECKOUT EXPERIENCE
Paytm All-In-One Payment Gateway is the best payment gateway to accept online payments with minimal development effort, an easy sign-up, and a quick onboarding process. With a 100% online & hassle-free integration, you can start receiving payments safely and seamlessly within your iOS, Android, or Windows app, within seconds. The Paytm All-In-One Payment Gateway offers a variety of other products. Subscriptions, Payment links, an All-In-One SDK, and more could help you manage and make your payment experiences even better. So what are you waiting for?
WHAT IS A PAYMENT GATEWAY?
A payment gateway is a third party used by all (small, medium, and big) businesses that take money from the customers and settle it in the business owners' bank account. It works as a broker between customers and merchants. There are many payment gateways in India. Paytm Payment Gateway is the most popular and is presently leading them all.
THE SAFEST PAYMENT GATEWAY IN INDIA
Whether you're making transactions through payment gateway integrations on web pages or mobile, safety is the biggest concern. Paytm All-In-One Payment Gateway follows strict security protocols to ensure that all your transactions are 100% secure and all your and your customers’ data remains safe.
THE PAYMENT GATEWAY PROCESS
1. The customer pays by inserting their card details.
2. Paytm All-In-One Payment Gateway securely sends the customer's card details to the acquiring bank.
3. The bank then sends these details to the issuing bank for approval.
4. The acquiring bank performs a fraud check and sends the approval or decline message to the acquiring bank.
5. The acquiring bank then sends an approval or decline message to the payment gateway, transmitting the information to the merchant.
6. If the payment is confirmed, the acquiring bank accumulates the payment amount from the issuing bank and holds the funds in the merchant account.
7. The funds are then shifted to the merchant's bank account from the payment solution provider, which is known as a settlement.
THE BENEFITS OF USING PAYTM ALL-IN-ONE PAYMENT GATEWAY
Merchants that use Paytm All-In-One Payment Gateway:
1. Retain their customers' focus on the products/services as they get to tap into the base of the trusted Paytm wallet.
2. Have a much better success rate in transactions.
3. Have safe transactions with real-time bank settlements.
LOW TRANSACTION CHARGES WITH NO SETUP OR MAINTENANCE FEE
The Paytm All-In-One Payment Gateway ensures that the merchants' price for carrying out transactions is legal and the industry's best among other payment portals. There are zero setup or Annual Maintenance Charges (AMC). The gateway also offers meager transaction charges with merchant discount rates and a custom pricing plan designed for your business requirements.
ALL PAYMENT OPTIONS SUPPORTED
Paytm All-In-One Payment Gateway is the best payment gateway in India because it gives maximum payment mode options to your customers, increasing the success rate, and providing them with a seamless checkout experience. The Paytm All-In-One Payment Gateway supports various payment modes inclusive of credit/debit cards, net-banking from top banks, UPI, EMI, E-wallets, and more.
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