Pricing

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In-Store Payments
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Online Payments

Explore pricing plans for online payments & find the perfect fit for your business.

Start the next chapter in your growth.
You can use your existing Paytm account for sign-in or create a new account
Payment Source
Standard Plan - EDC Merchant Disocunt Rate (MDR)

UPI

UPI CC

CL on UPI

Rupay Debit cards

Debit cards:Visa, Mastercard, Maestro

Credit cards:Visa, Mastercard, RuPay

American Express

Corporate/Commercial Card (Credit Card)

International Card

Diners/JCB/Union Pay Card

Prepaid Card

Corporate/Commercial Card (Debit Card)

HDFC Flexipay (if applicable)

Instant Cashback

Small Merchant

0.00%

0.00% (for less than 2K ) 1.99% (for more than 2K)

0.00% (for less than 2K ) 1.99% (for more than 2K)

0.00%

0.40%

1.40% (For Grocery/Kirana Categories) 1.20% (For Tolls/Govt/Utilities/Education Categories) 1.99% (For Others Categories)

2.75% (for Retail (except Electronics) category, Grocery, Food, Insurance, Travel Agents, Entertainment, Others) 3.99% (for Hotels, Lodging, Car Rentals category) 2.75% (for Education, Electronics, Utilities category) 2.75% (for Healthcare & Pharmacy category)

2.75%

3.50%

2.99%

2.75%

0.40%

1.50%

1.75%

Get Started

Big Merchant

0.00%

1.99%

1.99%

0.00%

0.40% (for less than 2K ) 0.90% (for greater than 2K)

1.40% (For Grocery/Kirana Categories) 1.20% (For Tolls/Govt/Utilities/Education Categories) 1.99% (For Others Categories)

2.75% (for Retail (except Electronics) category, Grocery, Food, Insurance, Travel Agents, Entertainment, Others) 3.99% (for Hotels, Lodging, Car Rentals category) 2.75% (for Education, Electronics, Utilities category) 2.75% (for Healthcare & Pharmacy category)

2.75%

3.50%

2.99%

2.75%

0.90%

1.50%

1.75%

 

Get Started

Unlimited*
Monthly Acceptance Limit

Transaction limit: Unlimited *

* Transaction limit depends on the number of required documents provided by merchants.

** Above pricing is applicable for SME merchants.

Small Merchant: Previous FY turnover is less than 20lakhs

Big Merchant: Previous FY turnover is greater than 20lakhs

Why choose Paytm for Business?

Free Account Setup

Online submission of Business Documents

Instant settlements &easy reconciliation

50+ Banks supported for NetBanking

No Annual Maintenance Charges

24*7 Merchant Support

Other Paytm Payment Products
Subscriptions
Subscriptions
Collect Recurring Payments effortlessly
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Payment Links
Payment Links
Collect Online Payments instantly without building your own website or mobile app
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Create & Send Invoices
Create & Send Invoices
Create Invoices to collect Online Payments for your business
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Start the next chapter in your growth.
You can use your existing Paytm account for sign-in or create a new account
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LOWEST TRANSACTION CHARGES WITH NO SETUP OR MAINTENANCE FEE
With lifetime free charges on UPI & RuPay cards, Paytm offers the lowest transaction charges in the Industry. Additionally, all merchants will enjoy ZERO setup fees or ZERO Annual Maintenance Charges (AMC). For full pricing details, click here .
ALL PAYMENT OPTIONS SUPPORTED
Paytm All-In-One Payment Gateway is the best payment gateway in India because it gives maximum payment mode options to your customers, increasing the success rate, and providing them with a seamless checkout experience. The Paytm All-In-One Payment Gateway supports various payment modes inclusive of credit/debit cards, net-banking from top banks, UPI, EMI, E-wallets, and more.
HOW MUCH DOES A PAYMENT GATEWAY INTEGRATION COST?
Paytm All-In-One Payment Gateway does not charge any fee for payment gateway integration. We offer our services at nominal transaction charges which vary from payment source to payment source (See the table above on this page). In fact, for transactions made via UPI, we do not charge anything. There is no Annual Maintenance Fee (AMC) that needs to be paid either.
WHAT PAYMENT SOURCES DOES THE PAYTM ALL-IN-ONE PAYMENT GATEWAY SUPPORT & WHAT ARE THE CHARGES
Paytm All-In-One Payment Gateway is the best payment gateway in India because it gives the widest range of payment source options to your customers. The Paytm All-In-One Payment Gateway supports the following payment sources:
- All Credit and Debit Cards
- All UPI Apps
- Paytm Bank Wallet
- Paytm Postpaid
- Net Banking
- EMI