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No setup fee. No recurring fee.
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Payment Gateway
Payment Instrument Merchant discount rate (MDR) Monthly Acceptance Limit
UPI 0% Unlimited*
RuPay Debit Card Visa Rupay 0% Unlimited*
Paytm Wallet
0%

for monthly limit upto ₹1,00,000

0.84% + GST

for monthly limit above ₹1,00,000

Unlimited*
Unlimited*
Monthly Acceptance Limit

GST applicable at 18%.

* Transaction limit depends on the number of required documents provided by merchants.

* Above pricing is not applicable for enterprise accounts.

Payment Instrument Merchant discount rate (MDR) Monthly Acceptance Limit
UPI 0% Unlimited*
Paytm Payment Bank 1.99% + GST Unlimited*
Paytm Wallet 1.99% + GST Unlimited*
Credit Card* Visa Rupay 1.99% + GST Unlimited*
Debit Card* Rupay 0% Unlimited*
Debit Card* Visa
0.4% + GST

for transaction amount <= 2000

0.9% + GST

for transaction amount > 2000

Unlimited*
Net Banking (50+ Banks)* 1.99% + GST Unlimited*
Unlimited*
Monthly Acceptance Limit

GST applicable at 18%.

* Transaction limit depends on the number of required documents provided by merchants.

** Instant bank settlement available for select partners

Paytm Business
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Why choose Paytm for Business?
Account
Free Account Setup
Settlement
Next Day Bank Settlement
Maintenance
No Annual Maintenance Charges
Documents
Online submission of Business Documents
View list of required documents
Banking
50+ Banks Supported for Net Banking
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Email & Phone support