Pricing
Get the power of customization you need to Manage Your Business
Online Payments
In-Store Payments
Small Medium Business
Payment Source
UPI
Paytm Wallet
Paytm Postpaid
Rupay Debit cards
Debit cards: Visa, Mastercard, Maestro Transaction amount up to Rs. 2000
Debit cards: Visa, Mastercard, Maestro (Transaction amount greater than Rs. 2000)
Credit cards: Visa, Mastercard, RuPay
Other cards (American Express, Diners, Prepaid, Corporate Credit Cards & International Cards)
Netbanking
EMI - Debit cards, credit cards or cardless EMI
Standard Plan Merchant Discount Rate (MDR)
0%
1.99%
1.99%
0%
0.40%
0.90%
1.99%
2.99%
1.99%
2.99%
Prices mentioned above are subject to the following Terms & Conditions.
No payment gateway set-up and annual maintenance fees are applicable. No additional platform fees will be charged over and above standard rates.
Why choose Paytm Payment Gateway?
Tap into base of Paytm Wallet
Zero Setup and Maintenance Cost
Real Time Bank Settlement
Go online in 24 hours
Dedicated Key Account Manager
24x7 Priority Support via Merchant Helpdesk
Migration Assistance
Payment Source
Standard Plan - EDC Merchant Disocunt Rate (MDR)
UPI
Paytm Wallet/ Paytm Voucher/ Loyalty
Paytm Postpaid
Rupay Debit cards
Debit cards:Visa, Mastercard, Maestro
Credit cards:Visa, Mastercard, RuPay
American Express
Corporate/Commercial Card (Credit Card)
International Card
Diners/JCB/Union Pay Card
Prepaid Card
Corporate/Commercial Card (Debit Card) (Transaction amount up to Rs. 2000 and for all cards except Rupay Cards)
Corporate/Commercial Card (Debit Card) (Transaction amount greater than Rs. 2000 and for all cards except Rupay Cards)
PPBL Netbanking
HDFC Flexipay (if applicable)
Small Merchant
0.00%
1.25%
1.50%
0.00%
0.40%
1.40% (For Grocery/Kirana Categories) 1.20% (For Tolls/Govt/Utilities/Education Categories) 1.99% (For Others Categories)
2.60% (for Retail (except Electronics) category, Grocery, Food, Insurance, Travel Agents, Entertainment, Others) 3.99% (for Hotels, Lodging, Car Rentals category) 1.99% (for Education, Electronics, Utilities category) 2.20% (for Healthcare & Pharmacy category)
2.75%
3.50%
2.99%
2.75%
0.40%
0.90%
1.25%
1.50%
Big Merchant
0.00%
1.25%
1.50%
0.00%
0.90%
1.40% (For Grocery/Kirana Categories) 1.20% (For Tolls/Govt/Utilities/Education Categories) 1.99% (For Others Categories)
2.60% (for Retail (except Electronics) category, Grocery, Food, Insurance, Travel Agents, Entertainment, Others) 3.99% (for Hotels, Lodging, Car Rentals category) 1.99% (for Education, Electronics, Utilities category) 2.20% (for Healthcare & Pharmacy category)
2.75%
3.50%
2.99%
2.75%
0.40%
0.90%
1.25%
1.50%
Small Merchant: Previous FY turnover is less than 20lakhs
Big Merchant: Previous FY turnover is greater than 20lakhs
Unlimited*
Monthly Acceptance Limit
Transaction limit: Unlimited *
* Transaction limit depends on the number of required documents provided by merchants.
** Above pricing is applicable for SME merchants.
Why choose Paytm for Business?
Free Account Setup
No Annual Maintenance Charges
50+ Banks supported for Net Banking
Next day bank settlement
Online submission of Business Documents
View list of required documentsEmail & Phone support
Other Paytm Payment Products
Payment Links
Collect Online Payments instantly without building your own website or mobile app
Explore More Frequently Asked Questions
Will I have to pay any additional payment gateway charges, such as a setup fee?
A setup fee is a type of payment gateway charge levied one time at the time of payment gateway integration. With Paytm All-In-One Payment Gateway, you will pay a zero Setup fee. There will also be no Annual Maintenance Charges (AMC) or any hidden software up-gradation charges.
When can I start accepting international cards?
Once you're done uploading all the documents required for integrating the payment gateway from your end, we confirm the details. As your account gets verified, our team will assist you with the international card payment activation process.
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