Loan Repayments
Increase Online & Offline Collection & Reduce Loan Defaults
Solutions to address collection challenges of lenders and reduce defaults.
Loan Repayments
Loan Repayments
Loan Repayments
Loan Repayments

Paytm Payment Solution for Ease of Loan Repayment Collection

Easy recurring collection
Easy recurring collection via eNACH Mandate and UPI Autopay
Scalable Payment Gateway
Scalable Payment Gateway to extend collection via Net Banking, UPI & Debit Card
Payment Links and Dynamic QR
Payment Links and Dynamic QR for easier repayment collection
Large Network of Cash Collection
Large Network of Cash Collection Services Points
Enablement via Bharat Bill Payment System
Enablement via Bharat Bill Payment System (BBPS) for a wider collection reach
Enablement on Paytm App
Enablement on Paytm App for collections against a loan default
Benefits That are Front & Center.
Multiple Pay Mode
Multiple Pay Mode Availability
Virtual Accounts
Net Banking
UPI
With Paytm payment gateway integration, lenders can offer various pay modes to their borrowers including Payment links and recurring payment collection via eNach mandates and UPI autopay, giving them the flexibility they need in order to make repayments.
Extended reach with BBPS
With Paytm BBPS Offering, lenders can be quickly onboarded across multiple consumer apps for collecting loan repayments thereby reducing the loan defaults & also help in quicker realisation of the overdue amount for lender.
Extended reach with BBPS
Decrease loan defaulters
Decrease loan defaulters
Lenders can use Paytm's notification services to intimate borrowers on time and ensure collection of the repayments happen without default.
Great Borrower Experience
Great Borrower Experience
Multiple Pay Mode Availability
With Paytm payment gateway integration, lenders can offer various pay modes to their borrowers including Payment links and recurring payment collection via eNach mandates and UPI autopay, giving them the flexibility they need in order to make repayments.
Extended reach with BBPS
With Paytm BBPS Offering, lenders can be quickly onboarded across multiple consumer apps for collecting loan repayments thereby reducing the loan defaults and also help in quicker realisation of the overdue amount for the lender.
Decrease loan repayment defaulters
Lenders can use Paytm's notification services to intimate borrowers on time and ensure collection of the repayments happen without default.
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Frequently Asked Questions
Why should NBFCs, MFI, and Digital Lenders opt for the Paytm payment solution suite?

Paytm is the preferred payment solutions partner for loan providers. The Paytm All-In-One Payments Solution Suite is a combination of different payment solutions by Paytm, specifically engineered keeping in mind the challenges faced by the loan industry for collecting repayments.

How did Paytm All-In-One Payments decide what needs to go into the suite?

The Paytm payment solution suite was designed after a lot of research into customer mindset and expectations for taking and repaying loans. The suite is a complete solution to what loan customers want.

Does the Paytm All-In-One Payment Gateway come with this suite?

Yes, along with many other features that benefit loan providers and differentiates them from others, in a highly competitive market.

Can a loan customer set up auto debits for loan repayment?

Absolutely Using the subscription services for recurring payment collection, loan providers using the Paytm All-In-One Payments solution suite can simply set up eNach mandate or UPI Autopay, giving the customer what they want while also ensuring regular loan repayment collection.

How does BBPS onboarding via Paytm help loan providers?

Paytm has the capability to onboard NBFCs, MFIs, and digital lenders to the Bharat Bill Payment System as a Business Operating Unit (BOU). Through one integration, loan providers show up with all payment service providers who are on BBPS and who have also onboarded the customer, at the time when the customer chose to use their services. Say goodbye to the hassle of individual agreements.

Isn’t Paytm better known as a wallet?

Thanks to the love and faith of Indian consumers and companies, Paytm has diversified and evolved. With 300 million customers, Paytm is a trusted name for payment services in the minds of consumers which can help loan providers achieve their loan repayment goals by quite a lot.

What are the offline payment methods?

Loan providers can give their customers the flexibility to make loan repayments via cash at various cash collection points set up by Paytm that they can visit physically.

What is the purpose of a payment link and dynamic QR?

Collecting loan repayments on-the-spot, during an in-person or virtual meeting with a customer, or during a telephone conversation, is made possible via a payment link and dynamic QR generation. The payment link or dynamic QR can be sent via SMS or email for the customer to make their loan repayment.

Can we send reminders to customers for loan repayment?

Yes. This also helps to keep customers engaged, improve timely loan repayment collections, and sell top-up loans.

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You can use your existing Paytm account for sign-in or create a new account
What is the Paytm Payment Solutions Suite for Collecting Loan Repayments?
As a preferred payment solutions partner for NBFCs, banks, MFIs, digital lenders, and other loan providers, Paytm has created the perfect payment solutions suite, a combination of products and the result of detailed research on customer preferences and behaviors, based on trends from around the globe. This suite has one of the fastest and easiest integrations. It provides a great degree of flexibility for loan providers to deliver excellent customer experiences by making it easier for end customers to make loan repayments, which helps loan providers collect even more payments.
Features of Paytm Payment Solutions Suite for NBFCs, MFIs, Digital Lenders and other Loan Providers
1. Payment Gateway – The Paytm All-In-One Payment Gateway, with over 300 million users, is one of India's best payment gateways. Easy to integrate and with functionalities that have won the hearts of Indian consumers, it is a perfect choice for loan providers. Built on a robust platform, this payment gateway can handle hundreds of thousands of transactions.
2. Subscription Model – Customers mostly prefer to have their loan repayments auto-debited from their NetBanking accounts. The suite offers a super-fast setup of UPI Autopay and eNach Mandate with best-in-industry success rates for configuration and debits made on time and without error.
3. Payment Links and Dynamic QR Generation – For loan repayment collection on-the-spot, representatives can generate payment links or dynamic QR codes. A merchant can then share this via email or SMS to collect the payment and take things forward.
4. Onboarding to BBPS as BOU – Paytm All-In-One Payments can onboard an NBFC, MFI, or digital lender to the Bharat Bill Payment System (BBPS) as a Business Operating Unit (BOU). Once Paytm does this, the integration of the loan provider's database is seamless. The loan provider then gets automatically listed as a biller in every payment service provider that has onboarded the customer. The customer can choose their preferred payment service and find their loan provider to make their loan repayments. This step saves the NBFC, MFI, or a digital lender the hassle of signing up individually with different payment services.
5. Multiple Pay Modes – Both NetBanking and UPI Autopay modes are a part of this payment solution suite. If customers want to make the loan repayment from any of their bank accounts, they can. This option gives them flexibility and choice.
6. Offline Payment Collection – Loan customers who wish to make payment via cash instead of using an online platform can also gain from the Paytm payment solution suite. Loan providers get access to offline loan repayment collection options, which helps convert cash to digital money and help customers get back on track if they have missed their payments.
7. Notification and Reminders – An excellent way to keep loan repayments on the top of the customer's mind is to send them reminders and notifications regarding upcoming payments. A merchant can also use this feature to send loan top-up offers that benefit the customer and increase sales.
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