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Paytm's Solution Recommendation

Are you planning to integrate Paytm Payment Gateway with your Website or App? But, indecisive of the right solution for your platform? Here we are to help you choose the right solution to boost your business based on your requirements.

Integration Platform

 

On which platform does your application run on?

 

Question: How do you want your Payment/Checkout page?

 

Recommended Solution: JS Checkout

 

We recommend the “JS Checkout” solution that allows you to customize the design of the payment screen as per your brand theme and start accepting payments.

 

This solution has the following advantages:

  • Easy integration in minutes by simply copy-pasting the pre-built JS code as provided by Paytm

  • Customization of payment screens as per your theme

  • Higher payment success rate due to the elimination of payment page redirection

  • Control over the payment modes sequence as per your preference

For more details, please visit https://developer.paytm.com/docs/js-checkout/.

 

 

Recommended Solution: Paytm Custom Checkout

 

We recommend “Paytm Custom Checkout Solution” which empowers you to build your own Payment UI.

 

This solution has the following advantages:

  • Flexibility to design the payment page as per your preference

  • Provides complete native checkout experience with no redirection

  • Provides one of the best success rates across all payment sources

  • Allows you to collect OTP on your native page without redirecting to bank’s page for card transactions

  • Fast and frictionless payment experience for users with Paytm account through access to millions of saved cards

For more details, please visit https://developer.paytm.com/docs/v1/custom-checkout/.

 

 

Question: How do you want your Payment/Checkout page?

 

Recommended Solution: All-in-One SDK

 

We recommend “All-in-One SDK” which is a simple and lightweight SDK to integrate that gives native payment experience to customers by showing Paytm saved instruments in an express checkout format within your app.

 

This solution has the following advantages:

  • Seamless payment experience to the user by invoking Paytm app

  • Paytm account linking without OTP authentication 

  • Reduced transaction time for consumers

  • Supports UPI push where customer can enter UPI PIN during transaction flow without switching apps

  • Supports UPI onboarding during transaction flow 

  • Customer is allowed to use their Paytm saved payment instruments

  • Enables web view to process transactions in case Paytm app is not installed on the user's device

For more details, please visit https://developer.paytm.com/docs/all-in-one-sdk/.

 

 

 

Recommended Solution: Paytm Custom UI SDK

 

We recommend the “Paytm Custom UI SDK” which empowers you to build your own Payment UI. 

 

This solution has the following advantages:

  • Quick and easy integration with complete control on user experience and interaction

  • Paytm account linking without OTP authentication

  • Enables you to show your local and Paytm user's saved instruments

  • Supports all UPI solutions i.e. UPI Intent, Push and Collect

  • Provides complete native checkout 

  • Supports bank offer and EMI subvention flows

  • Supports subscription as a payment flow

For more details, please visit https://developer.paytm.com/docs/custom-ui-sdk/.

 

 

 

In case your application is available on both web browser and mobile app, the solution would be recommended based on some factors like the percentage of traffic distribution across these platforms and type of payment experience required. Please refer to the table below to better understand and decide the apt solution for your application.

Major traffic share Checkout page experience Recommended solutions Comments
Web Ease of integration with customization of the payment page design JS Checkout for both Web browser and Mobile app The JS Checkout solution is quick to integrate and works for both web browser and mobile app. It enables you to modify the design of the payment page and opens payment page as a pop-up over the merchant's website, ensuring brand context is never lost.
App Ease of integration As your major traffic is on the mobile app and it is expected to increase further in future as per market trend, so we recommend the All-In-One SDK payment gateway solution for your app. It's a lightweight SDK which can be easily integrated.
For web traffic, you should integrate JS Checkout solution which is also an easy to integrate solution.
Web Native experience Custom Checkout for both Web browser and Mobile app The Custom Checkout is an API based integration which can be used for both web browser and mobile app.
App Native experience The Custom UI SDK solution for your mobile app lets you own the payment experience and gives the best of success rate.
Likewise, the custom checkout solution provides similar features for web browser platforms.

References:

  1. JS Checkout: https://developer.paytm.com/docs/js-checkout/

  2. All-In-One SDK: https://developer.paytm.com/docs/all-in-one-sdk/

  3. Custom UI SDK: https://developer.paytm.com/docs/custom-ui-sdk/

  4. Custom Checkout: https://developer.paytm.com/docs/v1/custom-checkout/