Looking to open your business for millions of Indian customers? Give your business the Paytm advantage

Paytm Advantage

Paytm is trusted by 100s of millions of Indian customers and merchants. We not only provide best in class products but also help you make your business successful.

All Payment Options

Customers get all local payment options including UPI, netbanking from 50+ Indian banks, Rupay Cards (Indian Card Scheme) and Paytm instruments.

*T&C apply

Developer Friendly

Quick and easy to integrate APIs and SDKs. Available for Web, Android and iOS.

Powerful Dashboard

Ability to analyze all transactions, issue refunds and much more from one single merchant panel.

Quicker Time to Market

Local entity not a prerequisite to accept payments from millions of Indian customers.

Secure and Easy Settlements

Partnership with major banks for easy settlements in most currencies at best in class conversion rates.

How it works

Step 1

Customer visits merchant's website/mobile application to buy the product

Step 2

Customer pays using Indian Credit / Debit Card, Net Banking, UPI or Paytm Instruments. Paytm receives this money in it's bank account

Step 3

Paytm transfers this amount to merchant's international account in merchant's currency

Payment Options Supported

Credit/Debit Cards

We support all major Indian credit and debit cards (VISA, MasterCard, Diners, AMEX, Rupay). Rupay card scheme (Indian) accounts for ~45% of all debit card transactions.

Net Banking

We support netbanking from 50+ Indian banks which includes major Indian banks like SBI, ICICI, HDFC, AXIS and many more.


UPI is real-time Indian payment system. Launched only about 3 years ago, this is widely popular with 100s of millions of transactions every month.

Paytm Proprietary Instruments

Paytm's proprietary instruments include prepaid instrument (Paytm Wallet), credit instrument (Paytm Postpaid) and savings account (Paytm Payments Bank Limited). Paytm Wallet being the market leader, together we process ~7 million transactions everyday.

Business growth and insights with a powerful dashboard

Manage your account

See payments, initiate refunds, download reports, view bank settlements and more

In-depth analytics

View metrics important for your business, see real-time reports and useful statistics

Join the millions of businesses
using Paytm



Pizza Hut