Payments Technology Trusted by India’s Leading Unicorns
Grow your business with the payment gateway that powers India's largest brands and even the Paytm App
Six powerful reasons to choose Paytm Payment Gateway
Instant activation
Paytm offers 100% online onboarding with minimum documentation to help your business go online with ease
Easy integration
Use Paytm’s robust APIs and custom SDKs to start accepting digital payments in less than 30 minutes using just a few lines of code
100+ payment sources
Allow your customers to pay the way they want with support for debit and credit cards, Netbanking, UPI, Paytm Wallet & more
Industry-best success rates
With Paytm’s intelligent routing & direct bank integrations, we ensure that your customers’ payments go through every time
India's most widely-used checkout
Over 330 million Indians prefer the Paytm Checkout & you can now give your customers the checkout experience they love
Dedicated support
All online merchants and payment gateway users on Paytm get dedicated support via a toll-free number and email
Unmatched Scale
3000+
Transactions/sec Handling Capacity
250mn+
Saved payment instruments
7bn+
Transactions per year
We power India’s biggest online brands
India’s most widely-used checkout, now on your website & app
Enhance the payments experience with 250 million+ saved cards, 100 million+ saved bank accounts & 15 million+ UPI IDs
Easily integrate the Paytm Checkout on your app or website with just a few lines of code
Boost conversions by running offers and allowing your customers to pay via no-cost EMIs
Get automatic updates to ensure that you always get the best-in-class technology
Go live instantly with payment plugins for your existing systems
A powerful dashboard to help you stay on top of your business
Get real-time analytics and customisable reports
Create payment links to accept payments
Create offers and no-cost EMI options
View and manage your settlements
Manage and initiate refunds
Get real-time analytics and customisable reports
Create payment links to accept payments
Create offers and no-cost EMI options
View and manage your settlements
Manage and initiate refunds
Get free access to deep insights with our payment analytics module to make data-driven decisions
- Analyse success rates with industry benchmarks, and performance across platforms and devices
- Understand your customers better with insights about their purchase behaviours
- Get insights into performance of different payment sources
- Create offers best suited for your customers.
Boost your revenue through our range of Affordability Products
Easy EMI on Cards
No additional integration required.
All major banks supported
Get the best plans with lowest interest
Paytm vs Other Payment Gateways
Success Rates
Pricing
Settlement
Robustness of platform
International Payments
Special Value proposition for Tech Startups
Paytm Payment Gateway
Success Rates
Highest success rates driven by:
- 250mn+ saved cards
- 100mn+ saved bank accounts and 15mn UPI IDs
- Paytm’s in-house banking infrastructure
Pricing
Lifetime free on UPI & RuPay (50% + transactions)
Settlement
T+1 settlements. No holidays T : Date of transaction capture
Robustness of platform
Supports 3,000 TPS (transactions per second)
International Payments
Support for 200+ countries & T+1 settlements
Special Value proposition for Tech Startups
Comprehensive solution covering:
- Free PG
- Free Payouts
- Customer acquisition via Paytm Ads
- Distribution via Paytm Mini App store
- Benefits on current account and nodal account
Other Payment Gateways
Success Rates
Scale of saved instruments is much lower
- Rely on external banking partners and hence lower success rates
Pricing
2% charged on UPI & RuPay
Settlement
T+2. No settlements on bank holidays
Robustness of platform
< 1,000 TPS
International Payments
Support for 100+ countries & T+7 settlements
Special Value proposition for Tech Startups
No comprehensive solution
Get the power of Paytm Payment Gateway
Super fast checkouts powered by Paytm
450M+
Paytm wallet users
250M+
Saved cards to ensure faster checkout
100+
Payment methods available
200+
Countries supported for international payments collection
All payment sources at one place
Paytm Wallet
Paytm Payments Bank
Paytm Postpaid
Gift Voucher
Food Wallet
Net Banking
All Cards
UPI Payments
Paytm EMI
Bank Transfer
Robust and easy to integrate SDKs
Robust and easy to integrate SDKs
Get started with easy to integrate SDKs
Wide-range of platform, hybrid platform and server-side SDKs
Lightweight and self-updating
Get access to premium features bundled together such as Paytm Assist and Visa Single-Click
Collect recurring payments effortlessly
Widest suite of subscription enabled payments sources including UPI Autopay
End to end automation of collections and retries
Build trust by informing users about upcoming debits
Get webhooks for all kinds on status updates
Collect recurring payments effortlessly
Extend bank offers to your customers
Run Discount/Cashback offers via Paytm
Simple configuration on Paytm Dashboard
Apply offer applicability rules in real-time
Accept international payments in all major currencies
Simplify payments acceptance from 200+ countries
No additional API integrations required
Increase conversions with real-time currency conversion
Get settlements on T+1 in INR
Leverage the most robust UPI payment rails
Let users pay via any UPI app
Best in class success-rates
Advanced 2-click UPI flow for enhanced UX
Supported on all-platforms
UPI Auto-pay also supported
Get complete control over your settlement schedule
Customize your settlement schedule
Choose from - Real time/on demand to split settlements
Get details reports for easy reconciliation
API support to scale reconciliation related operations
Don't keep your customers waiting with Paytm’s Instant refunds
Transfer refunds instantly to source account or as per user's request
Robust APIs and webhooks to track refund status
Send bulk or single refunds with a click
Everything you need to accept online payments
Whether you have an App or a Website, we have covered your payment needs on every online platform
Feature-packed Mobile SDKs
Lightweight SDKs that will provide you with the best checkout experience for your customers
All-In-One SDK
Use the power of Paytm App to support your payments (using App Invoke)
Complete checkout experience with minimum integration effort
Inherit all Paytm payment features including One Tap payments, Bank offers, EMI subvention, etc
Custom UI SDK
Build a customized checkout experience for your customers
Use the advantage of single sign on API to make quick payments
Allow Paytm payments within your App with just one click
Seamless integrations across platforms
With plugins for over 25 e-commerce platforms and server side SDK support, integration with Paytm becomes a cakewalk
Get started with our server-side SDKs
Ditch the hassle by embracing Javascript
Ready to use pre-built code snippets that let you access Paytm's Javascript library for a seamless, cross-platform integration
Platforms Supported
Website
Android
iOS
React Native
Angular JS
Ionic
Flutter
Xamarin
Cordova
Custom Checkout solution
Power your own payments experience with our powerful APIs
Use Paytm powered APIs to build a checkout flow as per your requirements
Integrate and develop payment sources directly into your website or App
Robust API based solutions which are easy to integrate and 100% secure
We Take Pride in our Client’s Success
Other Products by Paytm All-In-One Payments
Frequently Asked Questions
What is a payment gateway?
A payment gateway is a tool that enables businesses to accept payments online from anywhere via different channels and devices. It helps in receiving payments from the customers online and acts as a link between their bank account and that of the merchants. Furthermore, it authorizes a merchant to conduct a payment transaction through payment sources, like net banking, debit card, credit card, money wallets, and UPI.
How does Paytm payment gateway work?
A payment gateway supports online payment transactions by securing sensitive information like bank and card details provided by the users. Here is how it works:
- Once customers place an order on a website or app and clicks ‘Pay Now’, they are redirected to a payment gateway where they enter required details.
- Paytm All In One payment gateway then securely sends the card details to the acquiring bank. The issuing bank then receives these details for approval.
- After performing fraud checks, the issuing bank sends the approval or decline message to the acquiring bank.
- The acquiring bank then sends an approval or decline message to the payment gateway.
- If the payment is approved, the acquiring bank accumulates the payment amount from the issuing bank and keeps the funds in the business owner’s merchant account.
- The funds are then transferred to the bank account of the business owner, thus completing the settlement process.
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