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Paytm Payment Gateway
A Faster Way to Grow your Online Business
Seamlessly Integrate your App or Website with Paytm Payment Gateway to accept Online Payments
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A Smart Solution for all types of Businesses
Simplified Payment Solutions for Online Businesses
Java Script Checkout
Java Script Checkout
Java Script Checkout
A Simple 2-step Paytm checkout API integration for your existing website and mobile
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All-in-One SDK
Collect Payments seamlessly through your Android or iOS app by invoking Paytm App
How SDK Works How SDK Works How SDK Works How SDK Works How SDK Works
  1. How SDK Works?Add Goods & Services on the App
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  1. Select Paytm as payment sources
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  1. App displays an overlay with express checkout view
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  1. Enters second factor authentication
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  1. Transaction is successfully completed
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How SDK Works
How SDK Works
Add Goods & Services on the App
How SDK Works
Select Paytm as payment source
How SDK Works
App displays an overlay with express checkout view
How SDK Works
Enters second factor authentication
How SDK Works
Transaction is successfully completed
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Custom UI SDK
Collect payments by building your own Payment UI or Checkout page basis your business requirement
  1. How Custom UI SDK Works?Add & remove goods & services on the App
  2. View Documentation >
  1. Manage your Cart & proceed in checkout
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  1. Select Paytm Wallet as payment source
  2. View Documentation >
  1. Transaction is successfully completed
  2. View Documentation >
How Custom UI SDK Works How Custom UI SDK Works How Custom UI SDK Works How Custom UI SDK Works
How SDK Works
How Custom UI SDK Works
Add & remove goods and services on the App
How Custom UI SDK Works
Manage your Cart & proceed in checkout
How Custom UI SDK Works
Select Paytm Wallet as payment source
How Custom UI SDK Works
Transaction is successfully completed
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Integrate within mins using developer-friendly API’s

Rest based APIs

Sample CURL request/response

Code snippets for multiple backend languages

Exhaustive plugin support

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Developer-Friendly APIs
Power of Paytm Payment Gateway
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Multiple Payment Sources
Accept Debit/Credit Cards, Net Banking, EMI UPI & Paytm Wallet
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Real Time Bank Settlements
Get instant settlement in your bank account
Secure Payments
Secure Payments
Anti-Fraud Technology & PCI-DSS compliant with 128-bit encryption
Grow your Business
Grow your Business
Powerful dashboard to give real time business insights, manage refunds & easy reconciliation
High Success Rate
High Success Rate
Intelligent routing using direct bank integration. Plus, dynamic switching between gateways & card network
Developer Resources
Developer Resources
Get the knowledge & insights about all our products, user flow & related APIs
Paytm Gives You The Edge Over Others
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Offer Customers The Widest Range of payment sources
Allow your customers to pay via their preferred source of payment
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Paytm Wallet Users
450 million+ Wallet users ensures Higher Success rate
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250 Million+ Saved Cards
250 million+ saved Merchant cards ensures faster checkout
Happy Customers are Every Business’s Delight 😊
Single Click Checkout
Single Click Checkout
One click checkout experience offered with Visa cards, Paytm Wallet and Paytm Postpaid
Instant Refunds Offered
Instant Refunds Offered
Instant refunds for payments made via Cards, Paytm Wallet & UPI
EMI Schemes Enabled
EMI Schemes Enabled
Increase sales by offering attractive EMIs
Extended Bank Offers
Extend Bank Offers
Run exclusive bank offers in Easy and Simple ways
Fast Checkout
Fast Checkout
Leverage India's largest repository of 400 million plus saved payment instruments for faster payments
Go International with Paytm Payment Gateway
GO International
Take your business international and accept payments in foreign currency
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Lowest Pricing. Great Results.
Zero Setup and Maintenance Fees
Small Medium Business
Payment Instrument

UPI - Standard

UPI - Subscription

Paytm Wallet

Credit Card

Debit Card - Rupay

Debit Card - Mastercard & VISA

Netbanking

International PG

GST as Applicable on all payment instruments

Merchant Discount Rate

0%

₹5 per mandate for annual subscription plan*

1.99%

1.99%

0%

0%

1.99%

2.8%

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Enterprise
We understand scale. Get in touch for a custom pricing plan designed for your business requirement.
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Intelligent Business Dashboard
Why choose Paytm Payment Gateway?

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Zero Setup and Maintenance Cost

Real Time Bank Settlement

Go online instantly

Dedicated Key Account Manager

24x7 Priority Support via Merchant Helpdesk

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Other Paytm Payment Gateway Products
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Collect Recurring Payments effortlessly
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Collect Online Payments instantly without building your own website or mobile app
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Large Payment Collections
Large Payment Collections
Create Invoices to collect Online Payments for your business
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We Take Pride in our Client’s Success
Success Stories

“ TITAN Group uses Paytm as a preferred payment gateway, their powerful

Dashboard power payments at scale, also a very dynamic & real-time analytics dashboard panel, a first-of-its-kind feature that allows automated reconciliation & function of refunds instantly

Success Stories

“ Paytm has helped us in providing all kind of payment options for wallets to

credit cards supporting all cards from Rupay to Amex. This has helped us grow our online business immensely.

Success Stories

“ Onboarding experience for Playship was good and the Paytm integration

handled swiftly. What we like the most is that the integration team is supportive and responds quickly to technical queries.

Success Stories

“ Paytm has been the preferred Wallet & Payment gateway for cure.fit day one.

Their focus on improving the success rate & reducing the time to complete payments make them stand out.

Success Stories

“ We are delighted to have Paytm as our leading payment partner!

Paytm’s powerful dashboard provides end-to-end automated reconciliation and settlement reports. We also work together closely to provide innovative campaigns for our users.

Frequently Asked Questions
What is a Payment Gateway?

A payment gateway enables users to accept payments from anyone, anywhere, from all channels and devices. Payment gateways help receive payments by transferring critical information from their merchant websites to issuing banks, card associations, & online wallet players. Payment gateways play an essential role in the online transaction process, which is the realization of value, and hence are seen as a critical pillar of eCommerce.

How is Paytm All-In-One Payment Gateway different from the Paytm Wallet?

Paytm All-In-One Payment Gateway helps businesses accept online payments from customers. Thus, it is a service employed by an online business and does not directly account with the end customer. Paytm Wallet is a payment instrument in which customers can deposit money and utilize it on online websites that support the Wallet. Being one of the best payment gateways, Paytm All-In-One Payment Gateway provides support for various payment sources from UPI to Debit/Credit Cards, Net Banking, Paytm Wallet, Paytm Postpaid, and even EMI.

What payment sources do Paytm All-In-One Payment Gateway support?

Paytm supports the widest range of payment sources, including Credit and Debit Cards (Visa, Mastercard, AMEX, Rupay, Diners), Net Banking from top 50+ banks, UPI, Online Wallets, EMIs (Credit/Debit Cards & Cardless), and Paytm Postpaid.

What platforms does Paytm All-In-One Payment Gateway support?

Paytm All-In-One Payment Gateway helps you accept online payments from customers across Desktop, Mobile Web, and Android & iOS devices with or without a business website or an app.

I sell products to both Indian & International customers. Is Paytm All-In-One Payment Gateway the right choice for me?

Paytm has built its domestic and international payment gateway to help growing businesses go global.

Domestic payments: We support Credit Card, Debit Card, NEFT, IMPS, Paytm and other wallets, UPI via BHIM UPI, PhonePe, Google Pay, and more. We also accommodate multiple bank EMI and cardless EMI options, Paytm Postpaid, and more.

For international customers: With Paytm All-In-One Payment Gateway, you can show the value of your products/services in your customers' home currency as well as in INR. We support 72+ international currencies. As a payment source, we support international cards.

What are the Payment Gateway charges?

There is a 0 Setup fee, and we don't charge an annual maintenance fee either. For a comprehensive breakdown of the Paytm All-In-One Payment Gateway charges, visit our pricing page.

What documents will I require for setting up a Paytm All-In-One Payment Gateway?

Paytm provides a two-stage onboarding process. Just by submitting some key business details, we complete the KYC and allow you to accept payments instantly. In the second stage, the KYC documentation required includes organization address proof, business proof, and website details. All of these documents can be submitted online from the comfort of your home, even while you are receiving payments from your customers. You can check the required list of documents based on your business type here.

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Accept Payments Via Multiple Channels With Paytm All-in-One Payment Gateway

What Is A Payment Gateway?

А payment gateway is the technology that a merchant (business) uses to take and transfer payment data from a consumer to an acquirer.

  • The merchant is you, i.e., an online business serving any needs (travel, retail, eCommerce, gaming, Forex, etc.), by offering a product or service to your consumers.
  • The consumer, also called a cardholder, is an entity that needs to access the products or services that a business is marketing and begins the transaction.
  • The acquirer, also known as the acquiring bank, manages the business's bank account (known as the merchant's account). The acquiring bank transfers the business's transactions to the issuing bank to receive payment.

The Paytm Payment Gateway enables users to accept payments from anyone, anywhere, from all channels and devices. It is the best Indian payment gateway that lets businesses collect customer payments via website, handheld devices like mobile and tablets, and social apps like WhatsApp, Facebook, or via email and SMS. What more? No matter which channel your customers choose to make the payment, they all get reconciled in one place, and that is your Paytm Payment Gateway.

How Payment Gateway Works:

  1. The customer inserts their card details and clicks on ‘Pay Now’.
  2. Paytm All-In-One Payment Gateway securely sends the customer's card details to the acquiring bank.
  3. The issuing bank then receives these details from the bank for approval.
  4. The acquiring bank performs a fraud check and sends the approval or decline message to the acquiring bank.
  5. The acquiring bank then sends an approval or decline message to the payment gateway, transmitting the information to the business owner.
  6. If the payment is confirmed, the acquiring bank accumulates the payment amount from the issuing bank and holds the funds in the business owner’s account.
  7. The funds are then shifted to the business owner’s bank account from the payment solution provider, which is known as a settlement.

What Are The Different Types Of Payment Gateway?

  1. Hosted Payment Gateways lead your customer away from your site's checkout page, i.e., when a consumer clicks the gateway link, they are redirected to the online Payment Services Provider or the PSP page.
  2. In Self-Hosted Payment Gateways, payment details are gathered from the customer within the business website itself. After the details are requested, the details are sent to the payment gateway's URL.
  3. In API-Hosted Payment Gateways, customers enter their credit/debit card information directly on the website’s checkout page. Payments are then processed using HTTPS queries or an API (Application Programming Interface).
  4. Local Bank Payment Gateway Integration redirects the customer to the payment gateway's website (the bank's website) to insert their payment details and contact details and make the payment.

Paytm Payment Gateway Charges:

The Paytm All-In-One Payment Gateway is a relatively free payment gateway because it ensures that the business’s price for carrying out transactions is legal and the industry's best among other online payment services. There are zero setup or Annual Maintenance Charges (AMC). The gateway also offers extremely low transactional charges with discount rates for merchants and the option of designing a custom pricing plan for your business needs.

How To Add Payment Gateway In Website:

  1. up your online store: Third-party software handles the creation of the ordering page and all the code for transferring payment information to the gateway. Making this code from scratch is an advanced web development task.
  2. Add payment sources: Insert your payment gateway information for the payment source you plan to accept (Visa, Mastercard, etc.). Your payment gateway determines which cards are accepted.
  3. Test the payment gateway: You will typically be provided Sandbox or Test accounts by the payment gateway. These let you make sample transactions to make sure that the process you’ve set for receiving payments is working smoothly. Check your payment gateway's support site for details on testing your payment gateway integration.

Grow Your Business With Paytm All-in-One Payment Gateway

Our Online Payment Gateway offers the best features to help businesses deliver a great payment experience to customers and retain them forever.

  • Accepts Extensive Set Of Digital Payment Sources By choosing to add Payment Gateway by Paytm, you can offer your customers a wide range of payment sources from UPI to Debit/ Credit Cards, Net Banking, Paytm Wallet, and even EMI.
  • Secure Payments For Your Business Our anti-fraud technology powers the Paytm Payment Gateway process to keep your business safe and PCI-DSS compliant with 128-bit encryption.
  • Convenient Checkout With Saved Cards Functionality Our All-in-One Payment Gateway offers an easy-to-integrate checkout system that lets you save cards across businesses, saves your customers from the hassle of filling their details repeatedly, and enables instant payments.
  • No Need For Opening A New Bank Account For Settlements With Paytm Payment Gateway integration, you can choose the bank account where you want all your payments settled by simply providing the bank account details.
  • Powerful Merchant Dashboard Empowers You To Do More Paytm's powerful Merchant Dashboard is perfect for monitoring the performance of your business. It allows you to view and manage payments received, bank settlements, refunds, etc. With its intuitive interface, you can easily streamline your payment process. Also, it gives you access to critical payment statistics and real-time reports.
  • Developer-Friendly Payment Gateway Integration Our Payment Gateway for websites offers checkout API integration for your existing website and lets you receive payments seamlessly in your Android or iOS apps.

Leverage The Paytm Advantage

  • Free Payment Gateway Account Setup
  • Real-Time Bank Settlement
  • No Annual Maintenance
  • Online Submission Of Business Documents Supported
  • 50+ Banks Supported For Net Banking
  • Email & Phone Support
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