Paytm Payment Links
No Distance is Too Big to Receive Payments
Collect Online Payments Remotely from your customers. No Website or App needed
Whichever business you own, we can help you scale it further
EMI Repayments
School Fees
Loan Repayments
Coaching Fees
Home Delivery
Collect Payments in 3 Easy Steps Emoji

Step 1

Create Payment Link

Via Paytm Dashboard or Paytm Business App

Step 2

Share Payment Link

Through SMS, Email or WhatsApp

Step 3

Customer Makes Payment

Using Preferred Payment Source

View How It Works?
Features That Will Keep You Ahead of the Game
Accept Payments Through Multiple Payment Sources.
Be it Paytm Wallet, Debit & Credit Card, Net Payment.
Easily Create Payment Links On-The-Go.
All you need is your Paytm for Businessapp.
Easily Create Payment
Give Your CustomersOption of Partial Payment.
Also send timely reminders to pay the rest.
Create and Share Multiple Payment Links at Once.
Intimate up to 100 customers at one go by simply using your web dashboard.
Create and Share Multiple Payment
International Payments Supported
Now, accept payments from International Cards
Get Single-Point Access to Millions of Customers
1 in every 3 Indians uses Paytm.
450+ million wallet users ensure higher success rate of getting payments through payment links.
250 million+ linked cards on Paytm.
They ensure faster and smoother checkout.
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card Axis Credit Card- 0980 123
card ICICI Credit Card- 2981 342
card HDFC Debit Card- 0922 231
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A Smart Solution for All Kinds of Industries.
EMI Repayments, Loan Repayments & Payment Reminders
Wholesalers & Distributors
School & Coaching Fees
Artists, Doctors & Lawyers
Home Delivery
Retail Stores
Success Stories
Success Stories

Paytm’s Powerful dashboard offers real-time business insights & easy reconciliation.

The Tech support team is really proactive & makes the overall process very smooth for merchant partners. Rising Bowl highly recommends Paytm All-In-One Payments as a payment partner so that you can focus on the key business while they handle all the payments for you.

Success Stories

Paytm’s Payment Links has helped us collect payments from our customers remotely.

We just have to create a link and share with our customers and with real-time settlements we receive the payment in our bank accounts instantly!

Success Stories

Paytm has helped us in providing all kind of payment options for wallets to

credit cards supporting all cards from Rupay to Amex. This has helped us grow our online business immensely.

Success Stories

Onboarding experience for Playship was good and the Paytm integration

handled swiftly. What we like the most is that the integration team is supportive and responds quickly to technical queries.

Frequently Asked Questions
What is a Payment Link?

A payment link is a way to request payment from customers paying for goods or services outside of traditional online store purchases. Upon clicking the payment link, your customers can choose to pay from the list of payment sources. If you use Paytm Payment Links, Paytm will notify you once the payment is complete.

Can I create a Paytm Payment link for a specific amount?

Yes, you can send amount-specific payment links to your customers to request payment with Paytm Payment Links. Your customers will not be able to change the amount at the time of payment.

Can my customers decide the amount they want to pay on the Paytm Payment Link?

Yes, you can create generic links using Paytm Payment Links. Your customers can enter any amount they wish to pay at the time of payment.

Can my customers make multiple partial payments on a Paytm Payment link?

Yes, you can enable partial payments on a payment link. All you need to do is define an amount and your users will be able to make multiple payments on a link until they can pay that link fully.

E.g., If you generate a payment link for Rs. 10,000/-, your customer will be able to make a payment for any amount up to Rs. 10,000/-. If the customer makes a payment for Rs. 5,000/- the first time, the second time the customer opens the link, they can pay any amount up to Rs. 5,000/-.

Are international payments supported on Paytm Payment Links?

Yes, you can accept payments from 50+ countries. Contact us to enable international payments on your account and receive payments from your international customers.

Will I receive SMS/Email notification whenever the users make the payment via a Paytm Payment Link?

Yes, you will get an SMS upon receiving the payment from your customer through the pay link. You can also register your email with Paytm if you wish to get email notifications.

Can I receive information from my customers along with receiving payments via Paytm Payment Link?

You can accept information from your users by sending a form along with the payment link. You customers will fill in the form before proceeding to make a payment. You can create a template using the dashboard or by using the create template APIs. Make sure you pass the template ID in your create Link API while creating the payment link.

Can I change the validity of the payment link?

Yes, one year is the maximum validity period for a payment link. If you wish to modify the link expiry, you can set an expiry date suiting your business use case at the time of link creation. One year from the date of the link creation is also the default link validity set if you do not specify an expiry date.

In case you wish to modify the expiry date post creation, you can choose to update the link with a new expiry date or immediately disable the link using the expire link API.

Is there any monthly payment acceptance limit on the Paytm Payment Link?

The acceptance limit on Paytm Payment Links will be the same as your monthly acceptance limit. You can easily upgrade your monthly plan by submitting some business documents via the Paytm Merchant Dashboard.

How can I share the Paytm Payment Link with my Customers?

You can send the payment notification to your customers or request Paytm to send these notifications on your behalf. You can send an SMS or an email notification at the time of pay link creation using the Create Link API. You can also use the Resend Notification API to send customers SMS or email after a link has been created. We use a standard template for sending SMS and emails.

Can I restrict who makes a payment on the Paytm Payment Link?

Yes, you will need to pass the mobile binding flag as correct at the time of payment link creation. Using this, we will ensure that the customer with the same mobile number is making the payment. Payments initiated from a different mobile number will be restricted.

Can my customers make a payment through any UPI app?

Yes, customers who do not use the Paytm App for making a payment can complete the payment requested by a pay link using the web browser. If the customer's wish to make a payment using any UPI App, they can select their preferred App from the browser.

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What is a Paytm Payment Link?
Generally, merchants accept payment in two ways: online and offline. In case of accepting online payments, the merchant requires a Payment Gateway integration. However, many merchants do not have a website, and those who have one are not always willing to integrate a Payment Gateway. In such cases, a Paytm Payment Link helps merchants accept payments via all channels and sources, without investing into building a website or integrating Payment Gateway into the website.
In simple words, the Paytm Payment Link helps merchants accept remote payments without the need for any technical integration.
How Paytm Payment Link Works?
The Paytm Payment Link works in 3 simple steps:
1. Link Creation: Merchants can use the payment link generator available in the dashboard, Business App, or through APIs to create a payment link. They can either use basic payment links or customize them to retrieve the information they require from their customers.
2. Link Sharing: The merchant can share the Paytm link via SMS, Social Media, or Email. Once the merchant shares the link, the customer can make payments through the Paytm app or the browser via the single online payment link they receive.
3. Payment Completion: After the customer fills the information, he/she will proceed to make the payment. Once done, the merchant receives the amount in his Paytm linked bank account.
What Benefits Does The Paytm Payment Links Offer?
1. Different Templates for Payment Links: The merchant has the option to create a payment link that either has just a link or a link that has a form-like template. A form-based payment link allows the merchant to collect information from the customers and also lets them display the purchased products along with cost breakups.
2. Partial Payment: The merchant has the option to enable partial payment in a payment link so that the customer does not have to pay the entire amount upfront.
3. All In One Payment Link: Customers can pay using any UPI app on the web via the online payment link by choosing the app and completing the payment through it.
4. Various Payment Sources for Customers: The customer can use the Paytm payment link to pay via Paytm wallet, Credit/Debit card, UPI, Net Banking, or directly make the payment using the Paytm mobile app.
5. International Transactions: With the Paytm Payment Link, a merchant can accept online payments from international clients also. For such transactions, international customers do not necessarily require the Paytm app or an Indian mobile number to access the Paytm Payment Link.
6. Bulk Payment Link Generator: With the payment link generator, the merchant can create up to 1 Lakh links in one go. It helps merchants create numerous pay links without API integrations.
7. Ease for Customers: The process flow followed by the Paytm Payment Link ensures faster checkout by redirecting customers to the Paytm app. If the customer does not have the app, the online payment link opens in the browser and also has a guest checkout option. The customer can also access all saved cards for faster payments.