Lightning 
A powerful dashboard to help you stay on top of your business
Get real-time analytics and customisable reports
Create payment links to accept payments
Create offers and no-cost EMI options
View and manage your settlements
Manage and initiate refunds
Exclusive one-tap payment options
Paytm bank wallet & Paytm Postpaid
Reliability & Success rates
- Handles 10,000 tps with 99.99% up-time
- Uses scalable in-house banking infrastructure
Platforms & Plug-ins Compatibility
30+ Partners (Shopify, WooCommerce, etc.)
Default Settlement cycle
T+1 / Next day
Support for in-store payments
Yes
Customer acquisition tools
Advertise on Paytm App with Paytm Ads & Gift Vouchers
Customer retention tools
Run loyalty programs with Paytm mLoyal
Exclusive one-tap payment options
Not available
Reliability & Success rates
- Less than 3000 tps
- Relies on external infrastructure
Platforms & Plug-ins Compatibility
Only 13+ Partners
Default Settlement cycle
T+2 / After two days
Support for in-store payments
Not available
Customer acquisition tools
Not available
Customer retention tools
Not available
What is a payment gateway?
A payment gateway is a tool that enables businesses to accept payments online from anywhere via different channels and devices. It helps in receiving payments from the customers online and acts as a link between their bank account and that of the merchants. Furthermore, it authorizes a merchant to conduct a payment transaction through payment sources, like net banking, debit card, credit card, money wallets, and UPI.
How does Paytm payment gateway work?
A payment gateway supports online payment transactions by securing sensitive information like bank and card details provided by the users. Here is how it works:
- Once customers place an order on a website or app and clicks ‘Pay Now’, they are redirected to a payment gateway where they enter required details.
- Paytm All In One payment gateway then securely sends the card details to the acquiring bank. The issuing bank then receives these details for approval.
- After performing fraud checks, the issuing bank sends the approval or decline message to the acquiring bank.
- The acquiring bank then sends an approval or decline message to the payment gateway.
- If the payment is approved, the acquiring bank accumulates the payment amount from the issuing bank and keeps the funds in the business owner’s merchant account.
- The funds are then transferred to the bank account of the business owner, thus completing the settlement process.
Why should you choose Paytm payment suite?
Paytm All In One Payment suite comprises a wide range of payment products each of which can support your business in accepting digital payments. These include:
- Payment links
- Subscriptions
- Express payments
- Large payment collections
What are the payment gateway charges?
We do not charge any setup or annual maintenance fee to our merchants to use our payment gateway. Please refer to the Paytm All In One Payment Gateway Pricing page for more details.
How to integrate Paytm payment gateway on my website? Which platforms does it support?
The process of integrating Paytm payment gateway is quite easy. You can use developer-friendly APIs for seamless integration and start accepting online payments. Paytm All In One Payment Gateway is usable across desktop, mobile web, and Android/iOS devices.
What payment modes are supported by Paytm payment gateway?
Paytm supports the widest range of payment sources, including Credit and Debit Cards (Visa, Mastercard, AMEX, Rupay, Diners), Net Banking from top 50+ banks, UPI, Online Wallets, EMIs (Credit/Debit Cards & Cardless), and Paytm Postpaid.
I sell products to both Indian & international customers. Is Paytm All In One Payment Gateway the right choice for me?
You can accept payments online from Indian as well as international customers using Paytm All In One Payment Gateway. It does not require additional APIs for international payments and real-time currency conversion.
Which type of businesses does Paytm PG support?
Paytm PG is highly valuable for individuals handling small or big businesses, e-commerce shops/apps, local vendors, freelancers, educational institutions, and more.
How is Paytm All In One Payment Gateway different from the Paytm Bank Wallet?
Paytm All In One Payment Gateway helps businesses accept online payments from customers. Thus, it is a service employed by an online business and does not directly account with the end customer. Paytm Bank Wallet is a payment instrument in which customers can deposit money and utilize it on online websites that support the Wallet. Being one of the best payment gateways, Paytm All In One Payment Gateway provides support for various payment sources from UPI to Debit/Credit Cards, Net Banking, Paytm Bank Wallet, Paytm Postpaid, and even EMI.
What is the success rate of Paytm Payment Gateway?
The transaction success rate of a payment gateway refers to the proportion of attempted transactions that ended with a successful payment transfer. The transaction success rate of a payment gateway depends on a number of factors like network integrations, tech infrastructure, nature of business, etc. Thanks to Paytm’s intelligent routing, direct bank integrations, saved cards and UPI IDs, Paytm Payment Gateway is able to ensure industry-high success rates.
Does Paytm Payment Gateway have a transaction limit?
The monthly transaction limit of Paytm Payment Gateway is defined on the basis of various factors like line of business, documents submitted, website or app readiness, etc. We set the limit after carefully evaluating all parameters for each merchant. But Paytm Payment Gateway does support 2,500 transactions per second, which ensures that there are no drop-offs for you even during high-volume times.In comparison, other payment gateways support < 1,000 transactions per second.