Gold Offer | Buy Gold Online with Special Offers

Why choose Paytm Gold?

24 Carat hallmark pure gold

100% secure storage with MMTC-PAMP

Easy option to sell gold anytime

Automatic investment with UPI Autopay

One time investment, starting at ₹100

Daily SIP investment, starting at ₹9

₹1L invested in 2021 would be

₹3.18L (+218.17%) today!

Advantages of investing in digital gold

Safe
Against market highs and lows
Resistant
To inflation
Consistent
Rise in value
Easy
To convert to cash

How to start Paytm Gold investment in easy steps

Save gold for your goals, big or small

Gold jewellery

Business expansion

Life goals

Children education fund

Your gold is 100% secured!

Frequently Asked Questions

What is Paytm Gold SIP?

Paytm Gold SIP is a smart and convenient way to invest in digital gold, offered in partnership with MMTC-PAMP (24K, 99.99 purity). It allows you to invest automatically on a daily, weekly, or monthly basis, starting from just ₹9. There’s no lock-in period, so you can pause or withdraw anytime.

What are the different ways to invest in Paytm Gold?

You can invest in Paytm Gold through a Systematic Investment Plan (SIP) by choosing to invest:

Daily — starting at just ₹9
Weekly — starting at ₹50
Monthly — starting at ₹250

Alternatively, you can make a one-time lump sum purchase with a minimum investment of ₹500.

Is GST applicable on Paytm Gold investment?

Yes, Goods and Services Tax (GST) of 3% is applicable on the purchase of Digital Gold.

When will my auto-debit happen for Gold SIP?

The auto-debit for your Gold SIP will occur two days after the SIP is initiated.For any queries, feel free to reach out through the Help & Support section in the app.

Why did my auto-debit not happen on time?

Auto-debit may fail due to reasons such as insufficient funds, bank holidays, technical issues, or incorrect UPI/bank details. Please verify your payment information and try again. If the issue continues, reach out to us through the Help & Support section.

How can I change the linked bank account for SIP debit?

To change the bank account linked to your Gold SIP -

Add your new or preferred UPI ID in the UPI settings of your Paytm app
Once the above is done, cancel your existing SIP on the business app & create a new SIP using the newUPI ID.
This will link the new bank account for future debits.

Do I need to pay any registration fees for Gold SIP?

No, there are no registration fees. Any valid Paytm account holder can start a Gold SIP with ease.

Why is the selling price of Gold different from the live buying price?

The difference between the buy and sell price is known as the spread. It exists because gold dealers and service providers include their service costs, profit margins, and taxes (like GST) in the buy price along with other operational expenses such as storage, insurance, and payment processing. Since gold prices keep changing every day, a small margin helps manage market risks. As a result, the buying price is slightly higher than the selling price.

Do I need to pay any additional charges when selling gold?

No, there are no additional charges when you sell gold on Paytm.

How long does it take to receive funds after selling gold?

Funds are usually credited instantly after you sell your gold. However, in rare cases, it may take 5–7 working days due to bank or payment processing delays.

*Please note - The name on your linked bank account and PAN card must match to ensure easy fund settlement.

What is the deduction schedule for Daily, Monthly, and Weekly SIPs?

a. Daily SIP: Deducted every day.

b. Weekly SIP: Deducted every 7 days from the SIP start date.

c. Monthly SIP: Deducted on the chosen date of every month .For eg : If 7th is the selected date in the first month of the SIP, then your SIP amount will get deducted on the 7th of every month.

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