Today, Everything changes, Again.

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From Payments to Payments Bank.

Exactly three years ago, on January 3rd 2014, we launched our mobile wallet – Paytm. Today, Paytm has become the category leader and changed the way India pays.

From villages to cities, from corner vegetable stalls to milk booths, small shops to large retailers, everyone embraced the new way to pay by Paytm.

Now, we are embarking on a new and even more exciting journey.

Today, Reserve Bank of India gave permission to formally launch Paytm Payments Bank. We can’t wait to bring it in front of you.

At Paytm Payments Bank, our aim is to build a new business model in banking industry, focussed on bringing financial services to 100’s of millions of un-served or underserved Indians.

With power of technology and innovation-at-scale, we aim to become a benchmark in world of banking.

This is our chance to build something that every Indian can be proud of. No other role or responsibility means as much to me as the privilege of building Paytm Payments Bank, and I intend to take a full-time executive role in the Bank.

In this journey, we will keep our heads down, work harder, and remember these three guiding principles: No fear, No greed, No entitlement.

(Creative expression of our guiding principles. Not an advertisement)

India, let’s build it together.

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