Paytm for Business sends the amount you have received from your customers via Paytm directly to the bank account you provide while activating your account. Your due amount is usually settled to your bank within T+1 days, T being the date when the payment(s) is received. This cycle may get extended due to bank holidays. Also, on rare occasions, due to technical issues at the bank's end,  some merchants experience settlement failures. If your settlements are getting failed repeatedly, we suggest you to change your linked bank account for a smooth settlement process. 

Tap on Accept Payment Settings>>Bank Details edit, to change your bank account