How to Generate API Key for Paytm Payment Gateway Integration [Guide For New Merchants]


There are different flows for API key generation for payment gateway integration depending on the types of merchants and where they stand in terms of activating online payments for their businesses. We have segregated these flows into the following 3 scenarios. If you are:

Also Read: How to Create Paytm Payment Links from the Business Dashboard

Scenario #1: Payment gateway integration tutorial for developers/new merchants – API key generation

In this article, we will explain to new/first-time merchants the step-by-step process of generating an API Key for integrating the Paytm Payment Gateway into their business website/app.

Step #1: Create your business account

If you do not have a business account yet, you can create one by clicking on the Sign Up button and entering some basic details.API-Key-Generation-Step-1-Create-your-business-account

If you already have an account with Paytm, you can simply sign up by scanning the QR code from your Paytm App.Step-1The advantage of signing up with your existing Paytm account is that your business account will automatically fetch you basic details such as your Paytm registered email ID, mobile number and bank account details saved in your Paytm account.

Step #2: Activate your business account

Click on the Activate account for Website/App buttonAPI-Key-Generation-Step-2-Activate-your-Business-Account

Next, select the Business Type from the drop-down list.API-Key-Generation-Step-2.1-Activate-your-Business-Account

Depending on the Business Type you choose, you will have to enter some basic details, especially the ones listed below:

  • Business Type
  • Category/Sub Category
  • Website URL/App URL
  • PAN Details
  • Bank Account Details
  • Address

For example, if you choose Private Limited as the Business Type, you will be directed to a form that looks like the following:Step-3-Fill-in-the-basic-business-details

Once you have filled in the required details, click on the Proceed button to submit your information. You will see the below screen upon successful submission.API-Key-Generation-Step-2.3-Activate-your-Business-Account

Step #3: Get the production key

Once you have filled in all the necessary details, your business account is instantly activated. You can then generate the production key by clicking on the Get Production Keys button visible on the previous screen.

Test API Key will be automatically available to help you test the integration before proceeding with the actual integration.Step-5.1-API-Key

Once you are confident of taking up the actual integration, you can use your API Keys, which are available under the Production API Details tab.Step-5.2-API-Key

Step #4: Upload your business documents

Next, you need to upload the mandatory business documents according to the type of your business within 30 days of the account activation for the Paytm Payment Gateway team to verify.API-Key-Generation-Step-4-Upload-your-business-documents

Once you have uploaded the mandatory documents, click on the Continue button and you should see the following screen.API-Key-Generation-Step-4.1-Upload-your-business-documents

Step #5: Verification of business documents

It usually takes 24-48 hours for the Paytm Payment Gateway team to verify the documents. During the time your verification is under process, you will see the following screen every time you log into your business account.API-Key-Generation-Step-5-Verification-of-business-documents

You can click on the View Status button to check the verification status of each business document submitted by you.


Post successful verification, your settlement will be released and you will be upgraded to accepting higher payment limits.
You can also check out the tutorial video below on the steps involved in generating the API key for payment gateway integration.

Generating API Key is the first step. What follows next is Paytm Payment Gateway integration into your business website/app. Hope this article will help you take the first step towards digitizing payments for your business.

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