- At the time of the settlement transaction, Paytm computes the total balance to be transferred after refunds, commissions, and other such deductions.
- Next, the balance amount is transferred to the bank account attached to the merchant profile. This is generally done through processes like IMPS, UPI, NEFT.
- The transferred amount reflects in the merchant dashboard. The Merchant dashboard also has information like reference numbers, among other transactional data. This data can be viewed on the app or downloaded for future references.
