How to Integrate Paytm Payment Gateway in Android App

18_Paytm-Payment-Gateway-Integration-in-Android

No matter what service or product a business offers, if it involves online monetary transactions then they need payment gateway integration in Android/iOS apps. From investment apps to mobile marketplaces, modern businesses are relying on mobile payment gateway integrations for their Android and iOS apps.

It is often observed that the less complicated the payment process offered by a mobile payment gateway is, the more sales you get. The following statistics reported by Clevertap will further reinforce the need for having a robust mobile payment gateway for your app.

  • The number of consumers making mobile payments pre-COVID was about 900 million, which grew to 1.48 billion users approximately in 2020 post-pandemic.
  • 25.7% of all point-of-sale transactions were made via mobile wallet. This number is expected to reach 33% in the next three years.
  • By 2027, the mobile payment market value is anticipated to reach $12.6 trillion.

These facts are enough to tell you the future of mobile payments and mobile retail. They also tell you why it is important to develop mobile apps with payment gateways integrated into them for smooth app operations and a quick, easy, and safe checkout experience.

Android and iOS are two different platforms and mobile app development differs for both in many ways. Similarly, choosing a payment gateway for these platforms requires you to take into account certain factors which we have covered here. However, in this article, we will strictly talk about how to integrate a payment gateway in Android apps. But first things first:

What is a mobile payment gateway?

A mobile payment gateway is a technology that enables businesses to authorize and process payments in their mobile apps. It uses security protocols and encryption to pass the transaction data safely.

To put it simply and shortly, a mobile payment gateway serves as a platform that facilitates the exchange of money for a service/product between the customers and businesses.

How to choose a mobile payment gateway for your Android app

Before you get to integrate a mobile payment gateway in your Android app, ask yourself:

  • Do you want to quickly integrate a payment solution that allows customization of the payment page according to your brand? (Option #1)

Or

  • Do you want to own the payment page and deliver a superior payment experience to your customers? (Option 2)

Or

  • You have both, website and mobile app but get major traffic from the website. Hence, you are looking for one solution that is great for the website but at the same time optimizes the payment experience for the mobile users as well. (Option #3)

Also Read: Factors to Consider when Integrating Payment Gateway in Android/iOS Mobile App

If you choose Option #1*, you can go for Paytm All-In-One SDK

*Want to leverage the Paytm payment experience by invoking the Paytm app for payment checkout?

All-In-One SDK enables you to offer your customers a seamless payment experience that is also secure and easy to integrate.

With this solution, you can offer a host of payment methods to your customers, including but not limited to debit/credit cards, net banking, UPI, EMI, Paytm Wallet, Paytm Postpaid, and more.

What’s more? All-In-One SDK lets you leverage the vast consumer pool of 330 million+ Paytm App users.

Wondering how? It’s simple. If your customer has the Paytm app installed on their smartphone, they will be able to access all the saved payment sources on their Paytm App at the time of making the payment (by invoking the Paytm App) on your mobile app.

How does that help your business? By enabling you to offer your customers a hassle-free seamless payment experience. If your customers are Paytm App users they do not have to bother about entering their card, bank account or any other payment-related details on your app. Isn’t that great?

However, if your customer does not have the Paytm App installed on their smartphone, the transaction is processed via a web view.

Also Read: Consider All-In-One SDK For Business Success & Improved Customer Experience

How to integrate Paytm Payment Gateway in an Android app via the All-In-One SDK

Paytm’s All-In-One SDK solution supports apps built on native as well as hybrid platforms. There are three approaches to Paytm Payment Gateway integration in Android apps. For Android apps built on native frameworks, All-In-One SDK can be integrated via SDK or non-SDK-based integration methods.

For Android apps that are built on hybrid frameworks such as Ionic, Unity, React Native, Flutter and Xamarin, All-In-One SDK can be integrated via relevant bridges.

You can check the steps for integrating payment gateway in Android app via All-In-One SDK here.

If you choose Option #2*, you can go for Paytm Custom UI SDK

*Want to own the payment page and build a user experience?

With Paytm Custom UI SDK, you can own the payment experience of your customers by customizing the checkout page of your Android mobile app.

Custom UI SDK enables businesses to allow their customers to checkout with 250 million+ saved cards on the Paytm app thereby enabling a safe, frictionless and streamlined checkout process.

The solution also enables OTP-less interlinking of existing Paytm user accounts to ensure hassle-free transactions with minimal dropouts. It also lets businesses leverage VISA one-click payments ensuring a quicker payment flow.

Also Read: 5 Benefits of Using Paytm Custom UI SDK for Your Business

How to integrate Paytm Payment Gateway in an Android app via the Custom UI SDK

Paytm Custom UI SDK solution supports apps built on native as well as hybrid platforms.

If your Android app is built on the native platform, Custom UI SDK can be integrated using the native SDK. If the app is built on a hybrid platform, Custom UI SDK can be integrated using the relevant plugin.

You can check out the steps for integrating payment gateway in Android app via Custom UI SDK here.

If you choose Option #3*, you can go for Paytm JS Checkout

*You have both, website and mobile app but get major traffic from the website. Hence, you want to optimize the customer payment experience with a single payment gateway integration.

Small and medium-sized businesses want a payment gateway that is quick to integrate so that there is no shortage of funds for running the business.

Paytm JS Checkout provides a 2-step integration process that enables businesses to integrate a robust checkout solution with minimal tech effort.

With JS Checkout, businesses can integrate the payments functionality with a custom JS code written by Paytm in 2 steps:

  • Step #1: Integrating a single S2S API to initiate the transaction
  • Step #2: Embedding the custom-made JS code by Paytm on the checkout HTML of your online store

This checkout solution eliminates the need for integrating multiple APIs required for different devices. It also improves the transaction success rate by eliminating redirection.

The solution lets businesses customize their checkout pages (header color, Pay button color, text color) by allowing them to select the theme according to their brand. It enables them to give a personalized touch and enhance their brand’s visibility.

It also gives businesses control over payment method sequencing. In other words, if a business wants to promote debit cards over credit cards or UPI over debit or credit cards, they can choose which payment method to show first.

Also Read: JS Checkout: For Lightning-Fast Integration and Seamless Checkout

We have also launched a superior upgraded version of JS Checkout called JS Elements. Like JS Checkout, JS Elements also offers a pre-written code that businesses can integrate into their website and app.

With JS Elements, businesses can deliver a native payment experience to customers without integrating multiple APIs.

Moreover, it offers pre-built UI blocks, also known as Elements. Elements could be input fields and buttons that can be embedded in payment pages easily.

These Elements can be further customized as per the brand theme.

Also Read: JS Elements: Offer Native Checkout Experience with Least Tech Effort

You can check out the steps for integrating payment gateway in Android app via JS Checkout here.

Bottomline

Through this article, we have attempted to help small and medium-sized businesses in their pursuit of searching for the best payment solution basis their business requirements.

Once you have decided which payment solution to choose, you will find that the integration process is pretty simple. You only require basic coding knowledge and our SDKs are readily available for use.

Do you have a business idea that you wish to take to the market but don’t know how to integrate a payment gateway in your Android app? Worry not!

Get Paytm Payment Gateway today!

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